Launch your own spend and cash management solution in weeks.
Unlock new revenue and give your customers an experience they'll love and trust.

Launch in 12 weeks
Unlock new revenue streams
Improve your customer engagement
Customise to match your brand
Delight your customers
Solve your SMB customers’ biggest pains
We’ve spoken to 3,000+ businesses, here are the gaps in finance you can’t ignore.
68%
Businesses say poorly integrated finance tools waste time
42%
Businesses say poor cashflow visibility slows strategic decisions
79%
Finance teams say real-time data visibility is mission-critical
Based on 3,000 customers: Pleo CFO report, 2025
Pleo Embedded is built for your SMBs
Ideal for SMBs with 10 to 500 employees. Give your customers control, clarity, and confidence in every financial decision.

Pay
Give users instant access to smart company cards, fast reimbursements, and automated expense capture—so they spend less time on admin and more time growing their business.
90%
Shorter expense process
Up to 90%
Efficiency gained by moving to Pleo

Manage
Automate accounting, enrich expenses, and integrate with leading systems. Help finance teams make faster, smarter decisions with real-time data.
Up to 95%
Receipts captured
<10 reconciliation time
Efficiency gained by moving to Pleo

Control
Put powerful controls at your users’ fingertips: set spend limits, automate approvals, and enforce policy—so every rule drives the business forward.
Up to 2%
Spend reduction

Optimise
Deliver actionable insights, spend analytics, and cashback rewards. Help your users maximise returns and make every transaction count.
Launch a pilot in weeks, not months.
Accounting platforms
Turn your accounting platform into a growth driver
Banks
Become the go-to finance partner for your customers
HR platforms
Drive daily use with embedded finance tools
Lenders
Offer always-on credit at the point of need
Payment service providers
Go beyond payments with cash flow in one place
Your security is our priority
We’re fully regulated and dedicated to protecting your data with the highest security standards, making sure your financial information remains secure and private.

Fully regulated
With an EMI license in UK and Denmark.
Highest security
With PSD2, CASA and PCI DSS security certifications.
GDPR compliant
By following EU data privacy and security guidelines.
Principal issuer
And strategic partner with Mastercard.
Get powered by Pleo
Differentiate your offering and retain your SMB customers.
Highly trusted with 40,000+ customers in Europe and UK.
Designed and built for businesses with 10-500 employees.
Loved across Europe with a Net Promotor Score above 50.
Brand Pleo to suit your platform.
Launch a pilot in weeks, not months.