Part 1. Help your SMBs save time and money with a leading spend management experience

Kunal Galav

•

VP Pleo Embedded

Part 1 of 3: The Pleo Embedded value for partners 

With Pleo Embedded, we enable your SMBs to better spend, control and optimise that spend, as well as manage all the administrative activities associated with it. 

SPEND: Allow your SMBs to centralise all business spend to save time 

With Pleo Embedded, your SMBs can now instantly issue virtual and physical cards, manage out-of-pocket expense claims and reimbursements and handle accounts payable from purchase to payment. This helps your SMBs save precious time for finance teams and employees, with an expense process up to 90% shorter. For finance teams, that means real-time visibility on every expense as it happens, no more time spent chasing employees for receipts, processing invoices, and less fraud and overspending thanks to spend guidelines that catch out-of-policy spend before it's booked. For employees, that means no more time spent sending in receipts, faster reimbursement, and more time to focus on their actual work.

MANAGE: Allow your SMBs to automate expense admin to free up time and save money on VAT reclaim

Our leading spend management solution allows your SMBs to automate receipt capture, expense categorisation and VAT split, and easily sync all their spend to over 40+ accounting and HR systems. This helps your SMBs cut month-end reconciliation to under 10 minutes and save money on VAT reclaim with up to 95% receipt capture. 

CONTROL: Give your SMBs proactive control over budgets and spend

Give your SMBs best-in-class spend controls, flexible approval workflows, AI-based policy management and real-time budget tracking. That means faster approval cycles, less time spent auditing and controlling spend, and real money saved on fraud, overspending and out-of-policy spend. This helps your SMBs catch out-of-policy spend and fraud before it's booked, for up to a 2% reduction in spend.

OPTIMISE: Help your SMBs turn spend data into savings

Allow your SMBs to make real-time decisions with analytics, keep track of subscriptions and vendors and get upfront visibility with AI-powered insights. This helps your SMBs cut costs by up to 1-2% through spend intelligence and FX optimisation.


Want to learn more about Pleo Embedded? Book a demo or explore the platform. 

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.