Part 2. Iteratively scale with Pleo Embedded

Kunal Galav

•

VP Pleo Embedded

Part 2 of 3: The Pleo Embedded value for partners 

In Part 1, we covered how you can help your SMBs save time and money with a leading spend management experience. Centralising all business spend saves time for finance teams and employees, with expense processes up to 90% shorter. Automating expense admin frees up even more of that time and reclaims more VAT, cutting reconciliation to under 10 minutes. Proactive control over budgets and spend catches fraud and out-of-policy spend before it's booked, for up to a 2% reduction in spend. Delivering those gains for your SMBs is one half of the equation. The other half is how much you, as a partner, have to build to offer them.

With Pleo Embedded, you don't have to compromise between speed and value. Start with a risk-free, low-tech build and co-branded pilot that lets you scale, test and iterate. Launch fast, learn from your customers, and prove value before moving towards deeper integration. From there, you decide how much further to go, from integrating key journeys into your platform to building your own experience entirely on Pleo's APIs.

  1. Start with a co-branded pilot


We can deploy our leading platform & Pleo-powered cards in your brand and integrated to your platform in 10-12 weeks, with minimal tech lift, delivering a differentiated customer offering. Our objective is to validate the joint value proposition and business case with minimal investment from both sides.

  1. Integrate features into your platform


Post-pilot, we will jointly invest in integrating key product journeys. We’ll work together, leveraging our APIs to integrate key dashboards & workflows into your platform, creating a truly seamless, deeply integrated customer experience. Our objective is to drive revenue impact across your entire SMB base with a best-in-class user experience.

  1. Build your own experience

Build your own product experiences using Pleo APIs. Take only what you need, own the full experience, while Pleo handles compliance.

Why choose a scaled approach? 

Each stage de-risks the next. The pilot proves the value with minimal investment. Integration proves it scales across your SMB base. Building your own means you're never paying for, or waiting on, more than you actually need. Your SMBs get a consistently better spend management experience at every stage — you just decide how much of it you want to own.

Want to learn more about Pleo Embedded? Book a demo or explore the platform. 

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Fuel growth and brand loyalty

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.

Pleo

Pleo.io

About us

Legal

Pleo Technologies A/S (36538686) 2200 Copenhagen N, Denmark

For UK, Pleo Financial Services UK Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference number: 1020730. Pleo Financial Services UK Ltd’s registered office is: 3rd Floor 11 St John Street, Farringdon, London, United Kingdom, EC1M 4AA and company number is: 15842283. Cards are issued pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

For EU/EEA, the Pleo Card is issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435.

Pleo Technologies A/S (36538686), 2026. All rights reserved.