Launch cards and spend management in your core offering, fast

Unlock your platform’s full potential:from HR to financial mastery

Unlock new revenue, give your customers an experience they'll love and trust, and go live in weeks.

Get our entire premium experience tailored
to your brand, not just a bunch of APIs.

Expand your core offering without the overhead

See business results in 12 weeks

Unlock new revenue streams through SaaS growth and revenue share.

Improve your customer engagement with

Customise to match your brand

Delight your customers

Customise to match your brand

Delight your customers

Loved by 40,000+ companies across Europe

We’ve got 10 years of market expertise, an NPS score of 50+, over 2,000 five star reviews and a 90% satisfaction rating year on year.

Loved by 40,000+ companies across Europe

We’ve got 10 years of market expertise, an NPS score of 50+, over 2,000 five star reviews and a 90% satisfaction rating year on year.

G2
Capterra
Xero
Trustpilot

Solve your SMB customers’ biggest pains

We’ve spoken to 3,000+ businesses, here are the gaps in finance you can’t ignore.

Solve your SMB customers’ biggest pains

We’ve spoken to 3,000+ businesses, here are the gaps in finance you can’t ignore.

68%

Businesses say poorly integrated finance tools waste time

42%

Businesses say poor cashflow visibility slows strategic decisions

79%

Finance teams say real-time data visibility is mission-critical

Based on 3,000 customers: Pleo CFO report, 2025

68%

Businesses say poorly integrated finance tools waste time

42%

Businesses say poor cashflow visibility slows strategic decisions

79%

Finance teams say real-time data visibility is mission-critical

Based on 3,000 customers: Pleo CFO report, 2025

68%

Businesses say poorly integrated finance tools waste time

42%

Businesses say poor cashflow visibility slows strategic decisions

79%

Finance teams say real-time data visibility is mission-critical

Based on 3,000 customers: Pleo CFO report, 2025

68%

Businesses say poorly integrated finance tools waste time

42%

Businesses say poor cashflow visibility slows strategic decisions

79%

Finance teams say real-time data visibility is mission-critical

Based on 3,000 customers: Pleo CFO report, 2025

Pleo Embedded is built for your SMBs

Ideal for SMBs with 10 to 500 employees. Give your customers control, clarity, and confidence in every financial decision.

Pleo Embedded is built for your SMBs

Ideal for SMBs with 10 to 500 employees. Give your customers control, clarity, and confidence in every financial decision.

Pay

Give users instant access to smart company cards, fast reimbursements, and automated expense capture—so they spend less time on admin and more time growing their business.

90%

Shorter expense process

Up to 90%

Efficiency gained by moving to Pleo

Manage

Automate accounting, enrich expenses, and integrate with leading systems. Help finance teams make faster, smarter decisions with real-time data.

Up to 95%

Receipts captured

<10 reconciliation time

Efficiency gained by moving to Pleo

Control

Put powerful controls at your users’ fingertips: set spend limits, automate approvals, and enforce policy—so every rule drives the business forward.

Up to 2%

Spend reduction

Optimise

Deliver actionable insights, spend analytics, and cashback rewards. Help your users maximise returns and make every transaction count.

Pay

Give users instant access to smart company cards, fast reimbursements, and automated expense capture—so they spend less time on admin and more time growing their business.

90%

Shorter expense process

Up to 90%

Efficiency gained by moving to Pleo

Manage

Automate accounting, enrich expenses, and integrate with leading systems. Help finance teams make faster, smarter decisions with real-time data.

Up to 95%

Receipts captured

<10 reconciliation time

Efficiency gained by moving to Pleo

Control

Put powerful controls at your users’ fingertips: set spend limits, automate approvals, and enforce policy—so every rule drives the business forward.

Up to 2%

Spend reduction

Optimise

Deliver actionable insights, spend analytics, and cashback rewards. Help your users maximise returns and make every transaction count.

Pay

Give users instant access to smart company cards, fast reimbursements, and automated expense capture—so they spend less time on admin and more time growing their business.

90%

Shorter expense process

Up to 90%

Efficiency gained by moving to Pleo

Manage

Automate accounting, enrich expenses, and integrate with leading systems. Help finance teams make faster, smarter decisions with real-time data.

Up to 95%

Receipts captured

<10 reconciliation time

Efficiency gained by moving to Pleo

Control

Put powerful controls at your users’ fingertips: set spend limits, automate approvals, and enforce policy—so every rule drives the business forward.

Up to 2%

Spend reduction

Optimise

Deliver actionable insights, spend analytics, and cashback rewards. Help your users maximise returns and make every transaction count.

Pay

Give users instant access to smart company cards, fast reimbursements, and automated expense capture—so they spend less time on admin and more time growing their business.

90%

Shorter expense process

Up to 90%

Efficiency gained by moving to Pleo

Manage

Automate accounting, enrich expenses, and integrate with leading systems. Help finance teams make faster, smarter decisions with real-time data.

Up to 95%

Receipts captured

<10 reconciliation time

Efficiency gained by moving to Pleo

Control

Put powerful controls at your users’ fingertips: set spend limits, automate approvals, and enforce policy—so every rule drives the business forward.

Up to 2%

Spend reduction

Optimise

Deliver actionable insights, spend analytics, and cashback rewards. Help your users maximise returns and make every transaction count.

Your security is our priority

We’re fully regulated and dedicated to protecting your data with the highest security standards, making sure your financial information remains secure and private.

Fully regulated

With an EMI license in UK and Denmark.

Highest security

With PSD2, CASA and PCI DSS security certifications.

GDPR compliant

By following EU data privacy and security guidelines.

Principal issuer

And strategic partner with Mastercard.

Get powered by Pleo

Differentiate your offering and retain your SMB customers.

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Differentiate your offering and retain your SMB customers.

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Differentiate your offering and retain your SMB customers.

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Get powered by Pleo

Differentiate your offering and retain your SMB customers.

Highly trusted with 40,000+ customers in Europe and UK.

Designed and built for businesses with 10-500 employees.

Loved across Europe with a Net Promotor Score above 50.

Brand Pleo to suit your platform.

Launch a pilot in weeks, not months.

Pleo Technologies A/S

(36538686) and Pleo Financial Services A/S (39155435)

Ravnsborg Tværgade 5C
2200 København N
Danmark

Cards starting with *519159 are issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435. All communications should be sent to Pleo Technologies A/S, Ravnsborg Tværgade 5C, 2200 Copenhagen N, Denmark

Cards starting with *529437 are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU.

Pleo Technologies A/S (36538686) and Pleo Financial Services A/S (39155435), 2025. All rights reserved. The claim “Europe’s leading business spend solution” is based on the number of customers served by Pleo in Europe compared to similar solutions and according to public information.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).

Pleo Technologies A/S

(36538686) and Pleo Financial Services A/S (39155435)

Ravnsborg Tværgade 5C
2200 København N
Danmark

Cards starting with *519159 are issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435. All communications should be sent to Pleo Technologies A/S, Ravnsborg Tværgade 5C, 2200 Copenhagen N, Denmark

Cards starting with *529437 are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU.

Pleo Technologies A/S (36538686) and Pleo Financial Services A/S (39155435), 2025. All rights reserved. The claim “Europe’s leading business spend solution” is based on the number of customers served by Pleo in Europe compared to similar solutions and according to public information.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).

Pleo Technologies A/S

(36538686) and Pleo Financial Services A/S (39155435)

Ravnsborg Tværgade 5C
2200 København N
Danmark

Cards starting with *519159 are issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435. All communications should be sent to Pleo Technologies A/S, Ravnsborg Tværgade 5C, 2200 Copenhagen N, Denmark

Cards starting with *529437 are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU.

Pleo Technologies A/S (36538686) and Pleo Financial Services A/S (39155435), 2025. All rights reserved. The claim “Europe’s leading business spend solution” is based on the number of customers served by Pleo in Europe compared to similar solutions and according to public information.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).

Pleo Technologies A/S

(36538686) and Pleo Financial Services A/S (39155435)

Ravnsborg Tværgade 5C
2200 København N
Danmark

Cards starting with *519159 are issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435. All communications should be sent to Pleo Technologies A/S, Ravnsborg Tværgade 5C, 2200 Copenhagen N, Denmark

Cards starting with *529437 are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU.

Pleo Technologies A/S (36538686) and Pleo Financial Services A/S (39155435), 2025. All rights reserved. The claim “Europe’s leading business spend solution” is based on the number of customers served by Pleo in Europe compared to similar solutions and according to public information.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).

PLEO EMBEDDED

Launch your own spend and cash management solution in weeks

Unlock new revenue and give your customers an experience they'll love and trust.

Trusted by 40,000+ companies across Europe

WHY PLEO EMBEDDED

Earn new revenue and keep your operations lean

Earn revenue on interchange and SaaS fees as businesses use your product daily.

Boost ARPU and retention with a proven best-in-class experience.

Avoid long build times and high build cost with a solution that works out of the box.

Businesses stay in your platform to manage their spend, increasing retention.

Pleo handles security, risk and compliance so you don't need to change your operations.

Pleo is trusted by over 40,000+ companies across 16 European markets.

We handle risk, compliance and security

Pleo is fully regulated protects business' data with the highest security standards, keeping financial information secure and private.

Fully regulated

With an EMI license in UK and Denmark.

Principal issuer

Pleo partners with Mastercard.

Highest security

With PSD2, CASA and PCI DSS security certifications.

GDPR compliant

By following EU data privacy and security guidelines.

WHAT IS PLEO EMBEDDED

Your customers get the best of Pleo

Item 1

Item 2

Item 3

Item 3

Item 3

Issue virtual or physical cards, instantly

Clear spend limitations built-in

Vendor cards to manage recurring payments

HOW PLEO EMBEDDED WORKS

Go live in 6 weeks with a pilot, then iterate

Pilot

Start with a co-branded pilot

Redirect to a Pleo-powered spend management platform under your own brand.

Light integration lift

6-8 weeks time to market

Post-pilot

Embed the workflows you want

Use Rest APIs and webhooks to integrate workflows into your product, Pleo owns key compliance journeys.

Larger integration effort

Longer timelines depending on what you want

Pleo is rated best-in-class

Capterra
Trustpilot
G2
Xero

Pleo Technologies A/S

(36538686) and Pleo Financial Services A/S (39155435)

Ravnsborg Tværgade 5C
2200 København N
Danmark

Cards starting with *519159 are issued by Pleo Financial Services A/S pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Pleo Financial Services A/S is a regulated Electronic Money Institution, authorised by the Financial Supervisory Authority, Denmark. Registered Office of Pleo Financial Services A/S: Ravnsborg Tværgade 5 C, 4. Copenhagen N, 2200, Denmark. CVR Number: 39155435. All communications should be sent to Pleo Technologies A/S, Ravnsborg Tværgade 5C, 2200 Copenhagen N, Denmark

Cards starting with *529437 are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU.

Pleo Technologies A/S (36538686) and Pleo Financial Services A/S (39155435), 2025. All rights reserved. The claim “Europe’s leading business spend solution” is based on the number of customers served by Pleo in Europe compared to similar solutions and according to public information.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).