Enable credit at the point of need
Launch your own spend and cash management solution in weeks.



Offer rapid pre-approved lending exactly when your customers need it
Know your customers inside out by bringing payables and receivables together for a complete financial picture.
Tailor every credit offer so it’s timely, relevant, and based on real need.
Build stronger SMB relationships and reach new SMBs, leading to more repeat loans.
All fully compliant, regulated, secure and trusted by 40,000+ businesses across Europe and UK.








You’re in safe hands with us.
Launch a pilot in weeks, not months.
Launch a pilot in weeks with a fully working interface, not just APIs.
Regulated and compliant by default with EMI licenses across Europe.
Fits into your core product without disrupting your team’s velocity.
We’ll work with you to get set up and create meaningful experiences that matter.
Brand the platform to suit you and get all the magic that Pleo brings.
68%
Businesses say poorly integrated finance tools waste time
42%
Businesses say poor cashflow visibility slows strategic decisions
79%
Finance teams say real-time data visibility is mission-critical
Based on 3,000 customers: Pleo CFO report, 2025
Give your SMB customers total financial control
See spend, policies and budgets all in one place so businesses can get back to strategic growth.
For admins

Zero touch onboarding and offboarding
When you make a new hire, a Pleo spend account and virtual card are automatically generated based on their role. They’re removed if they leave.

Eliminate busywork
Pleo's smart cards and mobile receipt capture eliminate the need for traditional, manual expense reports, freeing up time for both employees and HR.

Fully compliant by default
Spending rules are tied to an employee's role. Policies are enforced systemically, not manually

Informed financial decisions
Combine HR data with spend data to answer strategic questions and make informed decisions.
For employees

Empower SMB employees
Automated expense capture with smart cards and a lightning fast receipt experience.

Effortless by design
Designed for daily use on mobile and web with instant notifications and approvals on the go.

Support baked in
With 90%+ satisfaction rating year on year, our premium support experience gives employees the peace of mind if something goes wrong.
Get powered by Pleo
Differentiate your offering and retain your SMB customers.
Highly trusted with 40,000+ customers in Europe and UK.
Designed and built for businesses with 10-500 employees.
Loved across Europe with a Net Promotor Score above 50.
Brand Pleo to suit your platform.
Launch a pilot in weeks, not months.